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  • Seeking out cash for a new business

    Though the title of today's blog is important, the first thing is to make a budget to better identify how much you need.  Like writing a book, creating a budget requires a number of revisions.  What you imagine you have to have isn't necessarily what you need.  Once you do arrive at a realistic budget, you are better able to start looking for cash.

    I've known quite a few businesses which borrowed from family, their extended community, credit cards (not always the best idea) and of course loans.  A great source of ideas for obtaining financing is utilizing your local small business administration.  They can put you in touch with a wealth of information and contacts for securing a business loan.

    If you can bootstrap your operation, so much the better.  If not, perhaps starting a business part-time and continuing to keep your regular job until things pick up to the point of full self employment.

    When starting a new business, you really, really need to get creative with money.

    I am a CPA in San Antonio and provide bookkeeping, payroll, taxes and more.  We offer a free initial visit and look forward to serving your business needs.

    Richard J. Garcia | 06/24/2012